INSURANCE

Kalahari Car Hire’s third party liability insurance is N$ 2,5 million per incident.

The renter will not hold Kalahari Car Hire responsible for any deaths or bodily injury to the renter, the occupants of the vehicle and/or any third party
during the period of the rental agreement.

In case of an accident or theft the renter is obliged to report this to the local police and obtain a copy of the case number and full police report. If possible take photos of the accident and/or damage. Failure to provide a full police report will void your insurance cover. 

Fully comprehensive insurance options are currently not offered by Kalahari Car Hire. Please note that in the case of negligence and/or failure to comply with traffic regulations or our terms and conditions, the Renter will be responsible for the ENTIRE amount to repair and/or replace the vehicle as well as any related costs e.g. recovery costs, irrelevant of any reduced excess option selected or the total excess amount stipulated per vehicle type.

Negligence is when the driver and/or the passengers are not abiding by the law and traffic regulations or the terms & conditions of the rental agreement. Examples of negligence where the renter will be held liable for all costs incurred are amongst others when driving…

– over the speed limit
– over a stop sign or red traffic light
– under the influence of alcohol or other drugs
– through water deeper than 30cm
– through low tide areas or in riverbeds
– through/between/over thorn bushes
– cross country/off road
– in evening/dawn, at night on national roads
– overturning of the car where no other vehicle, pedestrian or animal was involved
– not following terms and conditions of Kalahari Car Hire
– not abiding by any other road regulations
– etc.

Recovery costs within Namibia are covered, provided the area is accessible by a normal towing service.
Recovery costs due to negligent driving e.g. in riverbeds, on dunes, on beach, after overturning without any third party involvement etc. are to be paid by the renter.

Single vehicle accidents are damages incurred where there was no other party such as vehicle, pedestrian or animal involved. For example such as overturning of car, reversing into a stationary object. The renter will be held liable for the entire damage amount as well as all recovery costs.

A stolen vehicle is covered if the renter has acted responsibly e.g. car was locked and the renter is still in posession of the car keys (exception: carjacking).

Should a vehicle be stolen or highjacked in the
neighbouring countries, the client will be liable for an additional excess of N$ 3 000.

Please note that we do not enable drivers under the age of 25 years old to reduce the insurance excess to 0%. You are welcome to choose insurance option OO, O1 or O4.

Some areas may not be entered with our rental cars and are excluded from insurance coverage and recoveries. This is because the risk of damage or total loss is too great. Furthermore, these areas are not accessible by a regular towing service. Here are a few examples:

See rental agreement for further details.